Flexible funding to keep your cashflow moving.
Get access to funds without committing to a lump-sum loan.
A Business Line of Credit or Overdraft gives you flexible access to capital exactly when you need it. Cover short-term gaps, manage cashflow, or seize new opportunities without tying your business to a fixed loan amount.
What Is a Business Line of Credit or Overdraft?
A line of credit or overdraft gives your business access to an approved funding limit you can draw from as needed.
You only use what you need and typically only pay interest on the amount used, helping you manage cashflow and keep operations running smoothly.
We can assist with finance for:
Covering working capital gaps
Managing seasonal fluctuations
Paying suppliers or invoices
Supporting payroll
Handling unexpected expenses
Seizing short-term opportunities
It provides breathing room when cashflow timing becomes tight.
What Can It Be Used For?
Who It’s For
Our line of credit and overdraft solutions suit:
SME’s
Growing businesses
Seasonal businesses
Contractors and service providers
Businesses needing flexible access to capital
If your business experiences timing gaps between payments and expenses, this type of facility can help smooth out cash flow.
Flexible Funding Options
Every business is unique, so we tailor solutions to fit your needs:
Revolving credit facilities for ongoing flexibility
Overdraft limits linked directly to your business account
Short-term working capital facilities for immediate needs
Seasonal revenue-based facilities
We’ll help you find the structure that works best for your business, so you can focus on growth instead of cashflow worries.
How it Works
Fast. Flexible. Structured around your business.
Step One
Tell us about your business and funding needs.
Share a few details about your business and what you’re looking to fund so we can get started.
Step Two
We assess your turnover and cashflow.
We review your financial position to understand your funding requirements and capacity.
Step Three
We present clear, tailored options.
You’ll receive flexible funding options with clear guidance so you can choose what works best.
Step Four
Finalise your loan structure.
We help you select the right facility and manage the process through to approval.
Step Five
Funds are approved and ready when you need them.
Once approved, your facility is set up so you can access funds as required.
Ready to secure flexible funding?
Tell us about your business and funding needs today.