Get the tools you need to keep your business moving.
From excavators and earthmoving equipment to workshop and specialist machinery, Above 8 helps you secure fast, flexible finance so you can keep working and growing, without tying up your cash.
What is Equipment & Machinery Finance?
Equipment finance lets your business get the tools and machinery it needs without paying everything upfront. Instead, you spread the cost over a term that works for you.
This keeps your cashflow steady while giving you access to the equipment you need right now.
What Can Be Financed?
We can assist with finance for:
Earthmoving equipment
Excavators & loaders
Skid steers
Agricultural machinery
Workshop equipment
Manufacturing machinery
Trailers & specialist assets
Commercial plant equipment
New or used. Dealer or private purchase. We’ve got you covered.
Who It’s For
Tradies and contractors
Construction businesses
Agricultural operators
Manufacturing businesses
SMEs looking to expand
Whether you’re replacing old machinery or scaling up your fleet, we structure finance to fit your business needs.
Flexible Funding Structures
Depending on your situation, we can offer:
Chattel mortgage
Finance lease
Hire purchase
Balloon payments
Refinancing existing equipment
We’ll guide you through the options to find what works best for your business.
How it Works
Fast. Flexible. Structured around your business.
Step One
Tell us about the equipment or machinery you want to purchase.
Share a few details about the equipment and your business so we can get started.
Step Two
We assess your business and cashflow.
We review your financial position and requirements to identify the right funding approach.
Step Three
We present clear, tailored options.
You’ll receive structured finance options with clear guidance so you can choose with confidence.
Step Four
Finalise your loan structure.
We help you select the right option and manage the process through to approval.
Step Five
Funds are approved so that you can get to work.
Once approved, your finance is settled quickly so you can secure your equipment or machinery and keep your business running.