Get on the road sooner.
Buying a new or used vehicle? Above 8 helps you secure fast, flexible vehicle finance tailored to your budget, without dealership pressure.
What Is Vehicle Finance?
Personal vehicle finance is a secured loan designed to help you purchase a car, ute, SUV or other vehicle.
The loan is secured against the vehicle itself, often allowing for:
Competitive rates
Flexible repayment terms
Optional balloon payments
Fast approvals
Simple structure. Clear repayments. No surprises.
Who It’s For
Individuals and families
First-time car buyers
Buyers purchasing new or used vehicles
Those upgrading their current vehicle
Private sales or dealership purchases
If you’re unsure whether it’s the right option for you, we’ll walk you through it.
Above 8 vs Dealership
When you finance through a dealership, you’re often shown just one option and lender fees may be embedded within the vehicle pricing.
The Above 8 difference:
Compare 30+ lenders
Structure finance around your situation
Explain repayment options clearly
Offer fast turnaround
Provide support from application to settlement
We work for you, not the dealership.
What you can finance with us:
Cars
Utes
Motorbikes
SUVs and 4WDs
Vans
Finance amounts and options tailored to your situation.
How it Works
Fast. Transparent. Personal.
Step One
Tell us about the vehicle you want to purchase.
Share a few details about the vehicle and your situation so we can get started.
Step Two
We assess your situation.
We review your financial position and match you with suitable lending options.
Step Three
We present clear, tailored options.
You’ll receive a range of options with clear explanations, so you can compare with confidence.
Step Four
Finalise your loan structure.
We guide you through selecting the right option and handle the paperwork for you.
Step Five
Funds are approved and ready, so you can get moving!
Once approved, your finance is settled quickly so you can secure your vehicle.