Flexible funding for your insurance premiums.
Large insurance premiums can put pressure on business cashflow, especially when multiple policies are due at once.
Above 8 helps businesses spread the cost of insurance premiums into fixed monthly instalments, making it easier to manage cashflow while keeping essential cover in place.
What Is Insurance Premium Funding?
Insurance Premium Funding allows businesses to finance their insurance premiums instead of paying the full amount upfront.
The premium is paid through a structured funding arrangement, and your business repays it in fixed monthly instalments over an agreed term.
We can assist with funding for:
Business insurance premiums
Multiple insurance policies
Annual policy payments
Any policy type
Premium funding from $1,000 to $5,000,000
Standard loan terms of 10–12 months
Above 8 provide a structured way to manage insurance costs, with greater certainty around repayments.
Simple payments.
Better cashflow.
No large upfront premium.
Who It’s For
Our Insurance Premium Funding solutions suit:
Businesses with upfront insurance premium payments
Businesses managing multiple insurance policies
Business owners wanting to preserve working capital
Businesses looking for fixed monthly repayments
Insurance brokers looking to support their clients
Whether it’s one premium or multiple policies, we structure funding to help keep your cover in place and your cashflow moving.
Flexible Premium Funding
Insurance is essential, but large upfront premiums can put pressure on business cashflow.
Insurance Premium Funding can help make premium payments easier to manage through:
Fixed monthly instalments
Funding for multiple policy types
One payment plan for multiple policies
Fast quote and approval turnaround
No property security or director guarantees required
No ongoing loan service or security fees
Potential tax-deductible business expenses
How it Works
Fast. Clear. Flexible.
Step One
Tell us about your business and insurance premiums.
Share a few details about your business, policy details and the premium amount you’re looking to fund so we can get started.
Step Two
We assess your funding needs.
We review the premium details, your business requirements and cashflow needs to understand the right funding approach.
Step Three
We structure a clear funding option.
We identify a suitable repayment structure, with fixed monthly instalments to help make your insurance costs easier to manage.
Step Four
You review the funding structure.
We guide you through the details so you can understand the repayments, term and setup before moving forward.
Step Five
Funding is approved and your premium is paid.
Once approved, the funding is arranged so your insurance premium can be paid and your business can keep its cover in place.
Ready to fund your insurance premiums?
Tell us about your policy and funding needs today.